Business Loans

Dedicated Business Specialist

R

Same day approval

Super fast funding

What our clients have to say

Qualifications

6 months in business

$50,000 in annual gross revenue

Min 450 Credit Score

Your own personal advisor.

Your own personal advisor.

Unlike traditional banks where you are just a number, at 1st Union you receive a dedicated personal advisor who will learn and grow with your business.  Our advisors are highly trained at the inner workings of businesses and whether you have finance questions, operations or just looking for some expert advice, our trained advisors will be there for you every step of the way.

True Cost of Credit

Private finance doesn’t work in the traditional bank financing way.  There are no APR’s or other hidden convoluted ways to charge you money for the money you’ve borrowed.  In fact, countless studies have shown that 78% of people using credit facilities don’t really know how they work nor do they understand interest rates.  The practice of confusing borrowers is intentionally put into place by banks and other institutional lenders to hide the true costs of financing.

New Car Loan

Purchase Price

%

Interest over 72 months

Total interest paid

Total paid back

%

Actual interest rate

Credit Card

Balance

%

Interest over 6 months

Total interest paid

Total paid back

%

Actual interest rate

Home Mortgage

Purchase Price

%

30yr fixed interest rate

Total interest paid

Total paid back

%

Actual interest rate

Benefits of 1st Union

As you can see, the cost to use 1st Union is in line with or even considerably less than traditional financing. Instead of using convoluted terms like APR, INTEREST RATE and so on, which are only meant to confuse borrowers, with 1st Union you know exactly what the money will cost you. In this way, you are able to make more informed decisions and better prepare to use the funds in a way that will benefit you the most. There are never any hidden fees or confusing terminology at 1st Union.

As if seeing with your own eyes wasn’t enough reason to choose private financing for your business needs, here are a few more:

No collateral required

Funding based solely on the health of your business.

Approval in hours

Time is money and wasting time with lengthy approval processes wastes money.

Same day funding

Opportunities happen today. 1st Union is able to get you those funds when you need them.

Use money how you want

Once the capital is deposited into your account, you can spend it however you like.

Are you ready for success?

Apply now
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