Business Loans Made Easy

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Only U.S.-Based Businesses are Eligible.

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Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 12 years
$750M+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Loans Built for Your Business

Search for details on loans tailored for your business type

Business Term Loans

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Merchant Cash Advance

Merchant Cash Advance

An MCA, or merchant cash advance, has historically been for businesses whose revenue comes primarily from credit and debit card sales, such as restaurants or retail shops. Merchant cash advance repayments can be structured in two ways.

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 500 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

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Michael Helmi

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I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

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John Nemeh

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Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

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Uri Crews

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Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

From Our Blog

Stay up to date with our latest news and articles

How to Fix Negative Cash Flow

How to Fix Negative Cash Flow

Cash flow, the lifeline of your business, is the net amount of cash transferred in and out of a business. When this flow turns negative, it’s a warning signal. ...
Turning Loan Denials into Approvals: A Guide for Small Businesses

Turning Loan Denials into Approvals: A Guide for Small Businesses

Diversify and Expand: The First Step to Success In the dynamic world of small business financing, understanding the reasons behind loan denials is just the begi ...
How SBA Loans Unlock Potential for Entrepreneurs

How SBA Loans Unlock Potential for Entrepreneurs

Navigating the Startup Landscape with SBA Loans In a world where startup dreams are abundant but capital can be scarce, the Small Business Administration (SBA) ...
Overcoming Loan Defaults and Charge-Offs

Overcoming Loan Defaults and Charge-Offs

Charting a Course for Credit Recovery In the unpredictable ocean of finance, a history of loan defaults or charge-offs can feel like a stormy past hindering you ...
Alternative Lenders: The Flexible Financing Solution for Businesses

Alternative Lenders: The Flexible Financing Solution for Businesses

The Rise of Alternative Lending In the rapidly evolving financial landscape, alternative lenders are emerging as a beacon of hope for businesses needing flexibl ...
Navigating the Challenge of Tax Liens in Business Financing

Navigating the Challenge of Tax Liens in Business Financing

Overcoming the Hurdle of IRS and State Tax Liens Navigating the realm of business financing can be daunting, especially when faced with the obstacle of IRS and ...
Demystifying SBA Loans: Busting Common Myths

Demystifying SBA Loans: Busting Common Myths

Today, we’re diving into the world of Small Business Administration (SBA) loans, a vital resource for entrepreneurs and small businesses. Often misunderstood, S ...
How IRS and State Tax Liens Can Derail Your Business Loan

How IRS and State Tax Liens Can Derail Your Business Loan

The Red Flag of Tax Liens in Loan Applications Tax liens issued by the IRS or state governments are often seen as financial red flags by lenders. As a symbol of ...
Understanding Prime Rates and Small Business Loans

Understanding Prime Rates and Small Business Loans

The Elusive Prime Rate: Not for Everyone In the financial world, the prime rate sits at a notable 8 1/2%, stirring up discussions among many, especially small b ...
How Personal Background Can Impact Business Loan Approvals

How Personal Background Can Impact Business Loan Approvals

The Unspoken Factor in Business Financing In the complex world of business loans, there’s a factor that often goes unspoken but holds immense power: your backgr ...
Leveraging Business Loans for Scaling Operations

Leveraging Business Loans for Scaling Operations

Harnessing the Power of Business Loans for Expansion In the dynamic landscape of business, strategic planning plays a pivotal role, especially when it involves ...
Overcoming Declining Revenue

Overcoming Declining Revenue

The path to securing a small business loan is often fraught with challenges. A decline in revenue or dwindling bank balances can send a distress signal to lende ...

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First Union Lending LLC is a dually licensed Lender/Broker with its main offices located at 4900 Millenia Blvd First Floor Orlando, FL 32839. First Union Lending LLC and its ads are meant for continental United States, including Alaska and Hawaii small business owners. Business Loans offered by First Union Lending LLC have varying rates and terms that can range from 30 - 120 payments and all rates and terms are based on eligibility of the business and its owners. The actual terms are based on credit, business history, industry, amount and terms. As an example, a $5,000 loan paid over 5 years at 8% would have a total repayment of $6,082.92 over the life of the loan. We use the latest encryption to protect sensitive information transmitted online, as well as run our own secure server network to ensure your information is protected offline as well. California loans made pursuant to the California Financing Law, Division 9 (commencing with Section 22000) of the Finance Code. All such loans made through VBJ Consulting, LLC, a licensed finance lender/broker, California Financing Law License No. CFL#60DBO78163

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