Business Loans Made Easy

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  • Apply once, gain access to all of our loan types
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Business Loans Made Easy

Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 16 years
$1 Billion+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Credit Card Processing

Switch to smarter processing and save big, reduce chargebacks and let AI handle the backoffice. It's like another employee who never makes mistakes, doesn't need breaks and works for peanuts.

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

Michael Helmi

I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

John Nemeh

Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

Uri Crews

Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Joshua Segura

I had the pleasure of working with Carlos Cortez at First Union Lending, and I couldn’t be more impressed with his efficiency and professionalism. Carlos helped secure $60K in funding for my company.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 600 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Want to get started immediately?

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

Latest Articles

How 'Little Trump' is Shaping U.S. Politics and Impacting Small Businesses: A Deep Dive into His Tactics and Influence
11/17/2025

In recent times, a political figure known as 'Little Trump' has emerged, drawing significant attention from both the media and political analysts. This individual, whose tactics and rhetoric closely mirror those of former President Donald Trump, has become a polarizing figure, particularly within the corridors of power in Washington, D.C. The Wall Street Journal recently highlighted how his approach is causing friction among the top brass at the White House. This blog post delves into the implications of 'Little Trump' on U.S. politics and the potential ripple effects on small businesses. Who is 'Little Trump'? The moniker 'Little Trump' refers to a rising political figure who has adopted a style reminiscent of Donald Trump. This includes a brash communication style, a focus on populist themes, and a penchant for controversy. While the identity of 'Little Trump' might be known to some, the broader public is still getting acquainted with his political persona. His rise in the political arena has been marked by a series of bold moves that have both captivated and alarmed various stakeholders. The Tactics That Rankle 'Little Trump' employs a set of tactics that have become his trademark. These include: 1. Direct Communication: Much like Donald Trump, 'Little Trump' uses social media platforms to communicate directly with the public, often bypassing traditional media channels. This approach allows him to control the narrative and engage with his audience in real-time. 2. Populist Messaging: His speeches and public statements often focus on themes that resonate with a broad base of voters, such as economic nationalism, immigration control, and skepticism towards global institutions. 3. Confrontational Style: Known for his confrontational approach, 'Little Trump' does not shy away from attacking political opponents and media outlets that criticize him. This has led to a polarized political environment, with supporters rallying behind him and detractors voicing strong opposition. 4. Policy Disruption: By challenging established policies and proposing radical changes, 'Little Trump' has positioned himself as a disruptor. This has caused unease among policymakers who prefer a more traditional approach to governance. Impact on the White House The emergence of 'Little Trump' has not gone unnoticed by the White House. His tactics have reportedly caused tension among top officials, who are concerned about the potential implications for the administration's agenda. The Wall Street Journal article highlights how his approach is seen as a challenge to the status quo, prompting debates within the administration on how to respond. Some officials view 'Little Trump' as a potential ally who could help galvanize support for certain policies, while others see him as a threat to the administration's carefully crafted strategies. This internal conflict underscores the broader challenges faced by the White House in navigating a complex political landscape. Implications for Small Businesses The rise of 'Little Trump' and his political influence could have significant implications for small businesses across the country. Here are a few potential impacts: 1. Regulatory Changes: If 'Little Trump' gains more political power, his push for deregulation could lead to changes in the regulatory environment. While some small businesses might welcome reduced red tape, others could face uncertainty as established regulations are rolled back. 2. Economic Policies: His focus on economic nationalism could result in policies that prioritize domestic production and job creation. This might benefit small businesses that manufacture goods locally, but could also lead to trade tensions that impact those reliant on international supply chains. 3. Market Volatility: The confrontational style and policy disruptions associated with 'Little Trump' could lead to market volatility. Small businesses, particularly those in sectors sensitive to economic fluctuations, may need to brace for potential instability. 4. Consumer Sentiment: The polarizing nature of 'Little Trump' could influence consumer sentiment, affecting spending patterns. Businesses may need to adapt their marketing strategies to align with shifting consumer attitudes. Navigating the Political Landscape For small business owners, understanding the political landscape is crucial for strategic planning. The rise of 'Little Trump' serves as a reminder of the dynamic nature of politics and its potential impact on the business environment. Here are some strategies for navigating these changes: - Stay Informed: Keep abreast of political developments and analyze how they might affect your industry. This will enable you to anticipate changes and adjust your business strategies accordingly. - Engage in Advocacy: Consider joining industry associations or advocacy groups that represent your interests. These organizations can provide valuable insights and help amplify your voice in policy discussions. - Diversify Risk: In times of political uncertainty, diversifying your business operations and revenue streams can help mitigate risks. Explore new markets or product lines to reduce dependence on any single factor. - Adapt Marketing Strategies: Be prepared to adjust your marketing strategies to align with changing consumer sentiments. Understanding your customer base and their values can help you tailor your messaging effectively. The Road Ahead As 'Little Trump' continues to make waves in the political arena, his influence is likely to grow. For small business owners, staying informed and adaptable will be key to navigating the challenges and opportunities that arise. By understanding the potential impacts of his tactics and policies, businesses can position themselves to thrive in an ever-evolving landscape.

How to Navigate Flight Delays After a Government Shutdown: Tips for Travelers
11/14/2025

In the wake of a government shutdown, one of the most pressing concerns for travelers is the impact on flight schedules. The aviation industry is particularly vulnerable to disruptions caused by shutdowns, as they often lead to staffing shortages and operational delays. This article delves into the factors that influence when flight delays might end after a shutdown and what travelers can expect as normal operations resume. The Immediate Impact of a Government Shutdown When a government shutdown occurs, it often results in the furlough of non-essential federal employees, including many who work in aviation. Air traffic controllers, TSA agents, and other critical personnel may be required to work without pay, leading to decreased morale and potential staffing shortages. This can cause immediate disruptions in flight schedules, with delays and cancellations becoming more frequent. Key Factors Influencing Flight Delays Several factors contribute to the persistence of flight delays even after a shutdown ends: 1. Staffing Levels: The return of furloughed employees is not instantaneous. It may take time for staff to resume their duties fully, especially if there are backlogs of work to address. 2. Operational Backlogs: During a shutdown, routine operations such as maintenance checks and security screenings may be delayed. Once the shutdown ends, these backlogs need to be cleared, which can take additional time. 3. Air Traffic Control: The efficiency of air traffic control is crucial for maintaining flight schedules. Any disruption in this service can have a cascading effect on flight operations. 4. Passenger Volume: A surge in passenger volume immediately after a shutdown can exacerbate delays, as airports and airlines work to accommodate increased demand. Steps Airlines and Airports Take to Mitigate Delays Airlines and airports often implement several strategies to mitigate the impact of a shutdown on flight schedules: - Flexible Scheduling: Airlines may adjust flight schedules to better align with available resources, reducing the likelihood of delays. - Increased Communication: Keeping passengers informed about potential delays and cancellations can help manage expectations and reduce frustration. - Prioritizing Essential Flights: Airlines may prioritize flights that are critical for business or international travel, ensuring that these routes remain operational. - Collaboration with Government Agencies: Airports and airlines work closely with government agencies to expedite the return to normal operations. What Travelers Can Expect Post-Shutdown Once a shutdown ends, travelers can expect a gradual return to normalcy. However, patience is key, as it may take several days or even weeks for operations to fully stabilize. Here are some tips for travelers during this period: - Stay Informed: Regularly check flight status updates and be aware of any changes to your itinerary. - Plan for Delays: Allow extra time for travel, especially if you have connecting flights or tight schedules. - Consider Alternative Routes: If possible, explore alternative routes or modes of transportation to reach your destination. - Be Flexible: Flexibility with travel plans can help reduce stress and make the experience more manageable. The Role of Technology in Recovery Technology plays a significant role in helping the aviation industry recover from a shutdown. Advanced scheduling software, real-time communication tools, and automated systems can streamline operations and reduce the time needed to return to normalcy. Airlines and airports increasingly rely on these technologies to enhance efficiency and improve the passenger experience. Looking Ahead: Preparing for Future Shutdowns While it's impossible to predict when the next government shutdown might occur, travelers and the aviation industry can take steps to prepare: - Emergency Plans: Airlines and airports should have robust emergency plans in place to minimize disruptions. - Traveler Awareness: Educating travelers about the potential impact of a shutdown can help them make informed decisions. - Policy Advocacy: Industry stakeholders can advocate for policies that protect essential aviation services during a shutdown. Navigating the Path to Normalcy As the aviation industry works to recover from a shutdown, understanding the factors that influence flight delays can help travelers navigate this challenging period. By staying informed and flexible, passengers can better manage their travel plans and minimize the impact of disruptions. With the right strategies and technologies in place, the industry can ensure a smoother transition back to normal operations, ultimately enhancing the travel experience for everyone involved.

How Government Shutdowns Impact Small Businesses: Strategies for Resilience and Growth
11/13/2025

In recent years, government shutdowns have become a recurring theme in the United States, leaving a significant mark on the economy. While the immediate effects are often felt by federal employees and contractors, the ripple effects extend far beyond, impacting small businesses across the nation. From lost paychecks to canceled flights, the consequences of a shutdown can be far-reaching and long-lasting. This blog post delves into how these shutdowns affect small businesses and offers strategies to mitigate their impact. Understanding the Impact on Small Businesses Small businesses are the backbone of the American economy, accounting for 99.9% of all U.S. businesses and employing nearly half of the private workforce. However, they are particularly vulnerable to economic disruptions, such as government shutdowns. Here are some of the key ways in which shutdowns affect small businesses: 1. Decreased Consumer Spending When federal employees and contractors miss paychecks due to a shutdown, their spending power diminishes. This reduction in disposable income leads to decreased consumer spending, which directly affects small businesses, especially those in retail, dining, and service industries. With fewer customers walking through the door, small businesses may struggle to maintain their revenue streams. 2. Disrupted Supply Chains Government shutdowns can lead to delays in the processing of permits, licenses, and other essential documentation. This can disrupt supply chains, causing delays in the delivery of goods and services. Small businesses that rely on timely shipments may face inventory shortages, leading to lost sales and dissatisfied customers. 3. Impact on Tourism and Travel The tourism and travel industries are particularly susceptible to the effects of a government shutdown. National parks, museums, and other federally funded attractions may close, leading to a decline in tourist activity. Additionally, canceled flights and delays at airports can deter travelers, further impacting small businesses that depend on tourism dollars. 4. Challenges in Accessing Capital During a shutdown, small businesses may find it challenging to access capital. Government-backed loans, such as those provided by the Small Business Administration (SBA), may be delayed or unavailable. This can hinder a small business's ability to invest in growth opportunities or manage cash flow during difficult times. Strategies for Mitigating the Impact While government shutdowns are beyond the control of small business owners, there are strategies that can help mitigate their impact: 1. Diversify Revenue Streams Relying on a single source of income can be risky, especially during economic disruptions. Small businesses should explore diversifying their revenue streams by offering new products or services, expanding into new markets, or developing online sales channels. This diversification can provide a buffer against decreased consumer spending. 2. Strengthen Cash Reserves Building a strong cash reserve can help small businesses weather the storm during a shutdown. By setting aside a portion of profits during prosperous times, businesses can create a financial cushion to cover expenses when revenue is low. This can help maintain operations and avoid layoffs during challenging periods. 3. Foster Strong Relationships with Suppliers Maintaining strong relationships with suppliers can be beneficial during a shutdown. By communicating openly and negotiating flexible terms, small businesses can ensure a steady supply of goods and services, even when disruptions occur. This can help prevent inventory shortages and maintain customer satisfaction. 4. Leverage Technology Technology can be a powerful tool for small businesses during a shutdown. By utilizing digital platforms for marketing, sales, and customer engagement, businesses can reach a wider audience and maintain operations even when physical locations are affected. Additionally, technology can streamline processes and reduce costs, improving overall efficiency. The Role of Advocacy and Support Small business owners can also play an active role in advocating for policies that support their interests during government shutdowns. By joining local business associations and chambers of commerce, they can amplify their voices and influence decision-makers. These organizations can also provide valuable resources and support during challenging times. 1. Engage with Local Representatives Engaging with local representatives and policymakers can help small business owners communicate their needs and concerns. By sharing their experiences and the impact of shutdowns on their businesses, owners can advocate for policies that minimize disruptions and provide support during economic downturns. 2. Utilize Available Resources Many organizations offer resources and support for small businesses during government shutdowns. The SBA, local chambers of commerce, and industry associations often provide guidance, financial assistance, and networking opportunities. By tapping into these resources, small businesses can access the support they need to navigate challenging times. Building Resilience for the Future While government shutdowns pose significant challenges for small businesses, they also present an opportunity to build resilience and adaptability. By implementing strategies to diversify revenue, strengthen cash reserves, and leverage technology, small businesses can better withstand economic disruptions. Additionally, by advocating for supportive policies and utilizing available resources, small business owners can ensure their voices are heard and their needs are met. In conclusion, while government shutdowns are an unfortunate reality, small businesses can take proactive steps to mitigate their impact and emerge stronger. By focusing on resilience and adaptability, small businesses can continue to thrive, even in the face of uncertainty.