Business Loans Made Easy

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Business Loans Made Easy

Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 16 years
$1 Billion+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Credit Card Processing

Switch to smarter processing and save big, reduce chargebacks and let AI handle the backoffice. It's like another employee who never makes mistakes, doesn't need breaks and works for peanuts.

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

Michael Helmi

I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

John Nemeh

Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

Uri Crews

Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Joshua Segura

I had the pleasure of working with Carlos Cortez at First Union Lending, and I couldn’t be more impressed with his efficiency and professionalism. Carlos helped secure $60K in funding for my company.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 600 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Want to get started immediately?

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

Latest Articles

EU's Big Tech Crackdown: How Trump's Potential Intervention Could Reshape the Digital Landscape for Small Businesses
4/25/2025

In recent years, the European Union has taken a firm stance against Big Tech companies, imposing hefty fines for various regulatory breaches. This has led to a significant shift in how these companies operate globally. The latest development, as reported by Politico, highlights how Big Tech is now looking towards former U.S. President Donald Trump for intervention. This blog post delves into the implications of these EU fines, the potential role of U.S. intervention, and what this means for small business owners navigating the digital landscape. The EU's Regulatory Crackdown on Big Tech The European Union has been at the forefront of regulating Big Tech, with a series of fines and legal actions aimed at curbing monopolistic practices and ensuring data privacy. The General Data Protection Regulation (GDPR), implemented in 2018, marked a significant step in this direction, setting stringent data protection standards that have had global repercussions. In recent years, the EU has levied substantial fines against tech giants like Google, Amazon, and Facebook for antitrust violations and privacy breaches. These fines are not just financial penalties but also serve as a warning to other companies about the importance of compliance with EU regulations. Impact on Big Tech The financial impact of these fines is significant, but the broader implications are even more profound. Big Tech companies are now forced to rethink their business models and strategies to align with EU regulations. This includes changes in data handling practices, advertising strategies, and even product offerings. Moreover, the EU's actions have set a precedent for other regions, encouraging countries worldwide to adopt similar regulatory frameworks. This global ripple effect means that Big Tech must navigate a complex web of regulations, which can be both challenging and costly. Big Tech's Appeal to Trump In light of these challenges, Big Tech is reportedly seeking intervention from former U.S. President Donald Trump. This move is seen as an attempt to counterbalance the EU's stringent regulations with more favorable policies in the U.S. During his presidency, Trump was known for his deregulatory stance, which was generally favorable to large corporations, including tech giants. Why Trump? Trump's administration was characterized by a focus on reducing regulatory burdens on businesses, which aligns with the interests of Big Tech. By appealing to Trump, these companies may be hoping to leverage his influence to advocate for policies that counteract the EU's stringent measures. Additionally, Trump's potential return to the political arena could signal a shift in U.S. regulatory policies, which might provide Big Tech with a more favorable operating environment. This could include reduced scrutiny on antitrust issues and a more lenient approach to data privacy regulations. Implications for Small Business Owners For small business owners, the ongoing regulatory battles between Big Tech and global governments present both challenges and opportunities. Understanding these dynamics is crucial for navigating the digital marketplace effectively. Opportunities 1. Leveling the Playing Field: Increased regulation of Big Tech can create a more level playing field for small businesses. By curbing monopolistic practices, small businesses may find it easier to compete in the digital space. 2. Enhanced Data Privacy: Stricter data privacy regulations can build consumer trust, benefiting small businesses that prioritize transparency and ethical data practices. 3. Innovation and Niche Markets: As Big Tech companies adjust their strategies, gaps in the market may emerge, providing opportunities for small businesses to innovate and capture niche markets. Challenges 1. Compliance Costs: Adhering to new regulations can be costly and complex, especially for small businesses with limited resources. Understanding and implementing compliance measures is essential to avoid potential fines and legal issues. 2. Increased Competition: As regulations level the playing field, competition may increase, requiring small businesses to differentiate themselves through unique value propositions and customer experiences. 3. Adapting to Change: The rapidly evolving regulatory landscape requires agility and adaptability. Small businesses must stay informed and be prepared to adjust their strategies in response to new developments. Navigating the Future: Strategic Considerations As the regulatory landscape continues to evolve, small business owners must adopt strategic approaches to thrive in this environment. Here are some key considerations: - Stay Informed: Regularly monitor regulatory developments in your industry and region. Understanding the implications of new laws and regulations is crucial for making informed business decisions. - Invest in Compliance: Allocate resources to ensure compliance with relevant regulations. This may involve hiring legal experts, investing in compliance software, or training staff on data protection practices. - Leverage Technology: Utilize technology to streamline operations and enhance customer experiences. This can include adopting e-commerce platforms, utilizing data analytics, and implementing customer relationship management (CRM) systems. - Focus on Customer Trust: Build and maintain trust with your customers by prioritizing data privacy and transparency. Clear communication about how you handle customer data can differentiate your business and foster loyalty. Looking Ahead: The Role of Global Collaboration The ongoing tension between Big Tech and global regulators underscores the need for international collaboration in shaping the future of digital commerce. As countries adopt varying regulatory approaches, there is a growing need for harmonized standards that balance innovation with consumer protection. For small business owners, this means staying engaged with industry associations and advocacy groups that can represent their interests in policy discussions. By participating in these conversations, small businesses can help shape a regulatory environment that supports growth and innovation while protecting consumer rights. In conclusion, the interplay between Big Tech, global regulations, and potential U.S. intervention presents a complex landscape for small business owners. By staying informed, investing in compliance, and focusing on customer trust, small businesses can navigate these challenges and seize opportunities in the evolving digital marketplace.

Stock Market Rebound: Dow Jones & S&P 500 Surge, Tesla's Stock Climbs Pre-Earnings – Insights for Small Business Owners
4/24/2025

The stock market is a dynamic entity, constantly influenced by a myriad of factors ranging from economic indicators to corporate earnings reports. Today, we delve into the latest developments in the stock market, focusing on the rebound of the Dow Jones and S&P 500, as well as Tesla's performance ahead of its earnings report. This analysis aims to provide small business owners and investors with valuable insights into current market trends and potential implications for their financial strategies. Dow Jones and S&P 500 Rebound The Dow Jones Industrial Average and the S&P 500 have shown a notable rebound, capturing the attention of investors and analysts alike. This recovery comes after a period of volatility, driven by concerns over inflation, interest rates, and geopolitical tensions. The rebound is a positive signal, suggesting renewed investor confidence and potential stabilization in the market. Factors Contributing to the Rebound Several factors have contributed to the recent rebound of these major indices: 1. Economic Data: Recent economic data has shown signs of resilience, with better-than-expected employment figures and consumer spending. These indicators suggest that the economy is holding up despite challenges, providing a boost to investor sentiment. 2. Corporate Earnings: The earnings season has kicked off with several companies reporting strong results. Positive earnings reports have helped lift the market, as investors gain confidence in the financial health of major corporations. 3. Federal Reserve Signals: The Federal Reserve's recent statements have indicated a more measured approach to interest rate hikes. This has alleviated some concerns about aggressive monetary tightening, which could have dampened economic growth. 4. Geopolitical Developments: Easing tensions in certain geopolitical hotspots have also contributed to the market's recovery. Investors are closely monitoring these developments, as they can have significant implications for global trade and economic stability. Tesla's Stock Climbs Ahead of Earnings Tesla, a leading player in the electric vehicle market, has seen its stock climb ahead of its upcoming earnings report. This upward movement is driven by several factors that have bolstered investor confidence in the company's future prospects. Key Drivers of Tesla's Stock Performance 1. Anticipation of Strong Earnings: Investors are optimistic about Tesla's earnings report, expecting strong financial performance driven by robust vehicle deliveries and expanding production capacity. The company's ability to meet or exceed expectations could further propel its stock price. 2. Innovation and Expansion: Tesla continues to innovate and expand its product lineup, with new models and advancements in battery technology. These developments position the company as a leader in the electric vehicle market, attracting investor interest. 3. Market Positioning: Tesla's strategic positioning in key markets, including China and Europe, has strengthened its competitive edge. The company's ability to navigate supply chain challenges and capitalize on growing demand for electric vehicles is a positive sign for investors. 4. Sustainability Initiatives: As sustainability becomes a focal point for investors, Tesla's commitment to renewable energy and reducing carbon emissions aligns with broader market trends. This alignment enhances the company's appeal to environmentally conscious investors. Implications for Small Business Owners The rebound of the Dow Jones and S&P 500, along with Tesla's stock performance, has several implications for small business owners and investors: 1. Investment Opportunities: The current market environment presents potential investment opportunities. Small business owners with investment portfolios may consider diversifying their holdings to include stocks that are poised for growth. 2. Economic Outlook: The positive economic indicators and corporate earnings reports suggest a more favorable economic outlook. Small business owners can leverage this information to make informed decisions about expansion, hiring, and capital investments. 3. Risk Management: Despite the rebound, market volatility remains a concern. Small business owners should continue to monitor economic and geopolitical developments, adjusting their risk management strategies accordingly. 4. Sustainability Focus: As sustainability gains prominence, small business owners can explore ways to integrate sustainable practices into their operations. This not only aligns with market trends but also enhances brand reputation and customer loyalty. Navigating the Stock Market Landscape In conclusion, the recent rebound of the Dow Jones and S&P 500, coupled with Tesla's stock performance, underscores the dynamic nature of the stock market. For small business owners and investors, staying informed about market trends and economic indicators is crucial for making strategic financial decisions. By understanding the factors driving market movements and aligning their strategies with broader trends, they can navigate the stock market landscape with greater confidence and resilience.

RFK Jr.'s Bold Move to Ban Artificial Dyes: What It Means for Small Businesses in the Food Industry
4/23/2025

In a significant move that could reshape the food and beverage industry, Robert F. Kennedy Jr. has announced a plan to eliminate artificial dyes from consumables. This initiative, reported by NBC News, aims to address growing health concerns associated with synthetic colorants. As small business owners, understanding the implications of this initiative is crucial, not only for compliance but also for leveraging potential market opportunities. Understanding Artificial Dyes Artificial dyes are synthetic chemicals used to enhance the appearance of food and beverages. Commonly found in candies, soft drinks, and processed foods, these dyes have been under scrutiny for their potential health risks. Studies have linked certain artificial dyes to hyperactivity in children, allergic reactions, and even cancer. Despite these concerns, they remain prevalent due to their cost-effectiveness and ability to attract consumers with vibrant colors. RFK Jr.'s Initiative: A Health-Driven Approach RFK Jr.'s plan to remove artificial dyes is rooted in health advocacy. By eliminating these additives, the initiative aims to reduce health risks and promote safer consumption. This move aligns with a broader trend towards transparency and health consciousness in the food industry. For small businesses, this shift presents both challenges and opportunities. Implications for Small Businesses Compliance and Reformulation For small businesses, particularly those in the food and beverage sector, compliance with new regulations can be daunting. Reformulating products to exclude artificial dyes may require significant investment in research and development. However, this transition also offers a chance to innovate and differentiate products in a competitive market. Marketing and Consumer Trust As consumers become more health-conscious, businesses that prioritize natural ingredients can gain a competitive edge. Marketing products as free from artificial dyes can enhance brand reputation and build consumer trust. Small businesses can leverage this trend by highlighting their commitment to health and sustainability in their marketing strategies. Supply Chain Adjustments The shift away from artificial dyes will necessitate changes in the supply chain. Businesses may need to source natural alternatives, which could affect costs and availability. Building strong relationships with suppliers and exploring local sourcing options can mitigate these challenges. The Role of Natural Alternatives Natural dyes, derived from fruits, vegetables, and other organic sources, offer a viable alternative to synthetic colorants. While they may be more expensive, they align with consumer demand for natural and organic products. Small businesses can explore options like beet juice, turmeric, and spirulina to achieve vibrant colors without compromising on health. Potential Challenges and Solutions Cost Implications Transitioning to natural dyes can increase production costs, which may be a concern for small businesses with limited budgets. However, these costs can be offset by premium pricing strategies and increased consumer demand for healthier options. Additionally, government incentives and grants for businesses adopting sustainable practices can provide financial support. Consumer Education Educating consumers about the benefits of natural dyes is crucial for successful adoption. Businesses can use social media, packaging, and in-store promotions to inform customers about the health benefits and environmental impact of their products. Engaging storytelling and transparent communication can enhance consumer loyalty and drive sales. A New Era for the Food and Beverage Industry RFK Jr.'s initiative marks a pivotal moment for the food and beverage industry. As artificial dyes face increasing scrutiny, businesses that adapt to this change can position themselves as leaders in health and sustainability. For small businesses, this is an opportunity to innovate, build consumer trust, and contribute to a healthier future. Embracing Change for a Healthier Future The move to eliminate artificial dyes is more than a regulatory shift; it's a call to action for businesses to prioritize health and sustainability. By embracing natural alternatives and educating consumers, small businesses can not only comply with new standards but also thrive in a market that values transparency and well-being. As we look to the future, the commitment to healthier, more sustainable practices will define the success of businesses in the food and beverage industry.