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Business Loans Made Easy

Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 16 years
$1 Billion+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Credit Card Processing

Switch to smarter processing and save big, reduce chargebacks and let AI handle the backoffice. It's like another employee who never makes mistakes, doesn't need breaks and works for peanuts.

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

Michael Helmi

I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

John Nemeh

Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

Uri Crews

Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Joshua Segura

I had the pleasure of working with Carlos Cortez at First Union Lending, and I couldn’t be more impressed with his efficiency and professionalism. Carlos helped secure $60K in funding for my company.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 600 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Want to get started immediately?

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

Latest Articles

Tesla's 'Mad Max' Mode Under NHTSA Investigation: Implications for Innovation and Safety in Autonomous Driving
10/27/2025

Introduction to Tesla's 'Mad Max' Mode Tesla, the electric vehicle giant, has always been at the forefront of innovation, pushing the boundaries of what is possible in the automotive industry. One of its more controversial features, the 'Mad Max' mode, is now under investigation by U.S. regulators. This mode, part of Tesla's Autopilot system, is designed to make lane changes more aggressively, mimicking the assertive driving style of some human drivers. While this feature has been marketed as a way to enhance the driving experience, it has also raised safety concerns, prompting an investigation by the National Highway Traffic Safety Administration (NHTSA). Understanding the Investigation The NHTSA's investigation into Tesla's 'Mad Max' mode is part of a broader scrutiny of the company's Autopilot system. The primary concern is whether this mode compromises safety by encouraging risky driving behavior. The investigation will assess if the feature meets federal safety standards and if it poses any undue risk to drivers, passengers, and other road users. For small business owners in the automotive and tech sectors, this investigation is significant. It highlights the ongoing challenges of balancing innovation with safety and regulatory compliance. As businesses strive to develop cutting-edge technologies, understanding the regulatory landscape becomes crucial to avoid potential pitfalls. Implications for the Automotive Industry The outcome of this investigation could have far-reaching implications for the automotive industry, particularly for companies involved in developing autonomous driving technologies. If the NHTSA finds that 'Mad Max' mode violates safety standards, it could lead to stricter regulations and oversight for all autonomous driving features. For small businesses in this space, staying informed about regulatory changes is essential. It may require adjustments in product development strategies, increased investment in safety testing, and a more proactive approach to compliance. Additionally, businesses may need to consider the potential impact on consumer trust and brand reputation, as safety concerns can significantly influence purchasing decisions. The Role of Innovation and Safety Tesla's 'Mad Max' mode exemplifies the tension between innovation and safety in the tech industry. While consumers often demand the latest features and advancements, these innovations must be balanced with safety considerations. For small business owners, this means prioritizing safety in product development and being transparent about the capabilities and limitations of new technologies. Investing in robust testing and validation processes can help ensure that products meet safety standards and build consumer confidence. Moreover, engaging with regulators and industry bodies can provide valuable insights into emerging trends and potential regulatory changes, helping businesses stay ahead of the curve. Lessons for Small Business Owners The investigation into Tesla's 'Mad Max' mode offers several lessons for small business owners, particularly those in the tech and automotive sectors: 1. Regulatory Awareness: Understanding the regulatory environment is crucial for businesses developing new technologies. Staying informed about current and upcoming regulations can help avoid compliance issues and potential legal challenges. 2. Safety First: Prioritizing safety in product development is not only a regulatory requirement but also a key factor in building consumer trust. Implementing rigorous testing and validation processes can help ensure that products are safe and reliable. 3. Consumer Communication: Being transparent with consumers about the capabilities and limitations of new technologies can help manage expectations and build trust. Clear communication can also mitigate potential backlash in the event of safety concerns or regulatory investigations. 4. Adaptability: The tech industry is constantly evolving, and businesses must be prepared to adapt to changing regulations and consumer demands. Flexibility in product development and business strategies can help navigate these changes effectively. Navigating the Future of Autonomous Driving As the investigation into Tesla's 'Mad Max' mode unfolds, small business owners in the automotive and tech industries must remain vigilant. The outcome could shape the future of autonomous driving technologies and influence regulatory approaches worldwide. By prioritizing safety, staying informed about regulatory changes, and maintaining open communication with consumers, businesses can navigate these challenges and continue to innovate responsibly.

Paramount's Hypothetical Acquisition of Warner Bros. Discovery: Strategic, Financial, and Cultural Impacts on the Entertainment Industry
10/24/2025

In the ever-evolving landscape of the entertainment industry, mergers and acquisitions are not uncommon. However, when two giants like Paramount and Warner Bros. Discovery are involved, the stakes are significantly higher. This hypothetical acquisition could reshape the media landscape, influence content creation, and alter the competitive dynamics of the industry. In this blog post, we will explore the potential implications of Paramount acquiring Warner Bros. Discovery, examining the strategic, financial, and cultural impacts of such a move. Strategic Implications Consolidation of Content Libraries One of the most immediate effects of this acquisition would be the consolidation of vast content libraries. Paramount and Warner Bros. Discovery both boast extensive catalogs of films, television shows, and intellectual properties. By merging these libraries, the combined entity could offer a more robust streaming service, potentially rivaling giants like Netflix and Disney+. This consolidation could lead to a more diverse and comprehensive offering for consumers, enhancing the value proposition of their streaming platforms. Enhanced Competitive Position The acquisition would likely strengthen the competitive position of the combined company in the global media market. With a broader range of content and increased resources, Paramount and Warner Bros. Discovery could better compete for market share. This enhanced position could also lead to more aggressive strategies in content acquisition and production, potentially setting new industry standards. Financial Implications Economies of Scale From a financial perspective, the merger could result in significant economies of scale. By combining operations, the new entity could reduce costs through streamlined processes and shared resources. This efficiency could improve profitability and provide more capital for investment in new content and technology. Impact on Stockholders For stockholders, the acquisition could present both opportunities and risks. On one hand, the potential for increased market share and profitability could lead to higher stock valuations. On the other hand, the complexities of integrating two large companies could pose challenges, potentially affecting short-term financial performance. Investors would need to weigh these factors carefully when considering the long-term value of the merger. Cultural Implications Influence on Content Creation The merger could have a profound impact on content creation. With access to a wider array of intellectual properties and creative talent, the combined company could produce more diverse and innovative content. However, there is also a risk that the merger could lead to homogenization, with a focus on blockbuster hits at the expense of niche or experimental projects. Impact on Industry Talent The acquisition could also affect industry talent, both in front of and behind the camera. While the merger might create new opportunities for collaboration and career advancement, it could also lead to job redundancies and increased competition for roles. The impact on talent would largely depend on how the new entity manages its human resources and creative teams. Regulatory Considerations Antitrust Concerns A merger of this magnitude would undoubtedly attract the attention of regulatory bodies. Antitrust concerns could arise, as the combined company would hold significant market power. Regulators would need to assess whether the merger would stifle competition or harm consumers. The outcome of these assessments could influence the structure and terms of the acquisition. Global Regulatory Landscape Beyond domestic considerations, the acquisition would also need to navigate the global regulatory landscape. Different countries have varying standards and requirements for mergers and acquisitions, and the combined company would need to ensure compliance across all relevant jurisdictions. This complexity could affect the timeline and feasibility of the merger. Potential Challenges and Opportunities Integration Challenges Integrating two large companies is never a simple task. The merger would require careful planning and execution to align corporate cultures, systems, and processes. Missteps in integration could lead to operational disruptions and affect the overall success of the acquisition. Opportunities for Innovation Despite the challenges, the merger could also present opportunities for innovation. By combining resources and expertise, the new entity could explore new technologies and business models. This innovation could drive growth and set new trends in the entertainment industry. The Future of the Entertainment Industry The potential acquisition of Warner Bros. Discovery by Paramount could have far-reaching implications for the entertainment industry. While the merger could create a media powerhouse with enhanced competitive capabilities, it also presents challenges that must be carefully managed. The outcome of this hypothetical acquisition would depend on how effectively the combined company navigates strategic, financial, and cultural considerations. As the industry continues to evolve, stakeholders will be watching closely to see how this potential merger unfolds and what it means for the future of entertainment.

Bay Area Tech CEO's Admission Sparks Debate on Aviation Safety and High-Altitude Testing Regulations
10/23/2025

Introduction In a surprising revelation, a Bay Area tech CEO recently admitted that a test project might have been responsible for striking a United Airlines flight at an altitude of 36,000 feet. This incident, reported by SFGATE, has sparked a flurry of discussions about aviation safety, the responsibilities of tech companies, and the future of high-altitude projects. As technology continues to push boundaries, the intersection of innovation and safety becomes increasingly critical. This blog post delves into the implications of this incident, examining the responsibilities of tech companies, the regulatory landscape, and the potential for future innovations in aviation. The Incident: What Happened? The incident in question involved a United Airlines flight that reportedly encountered an unidentified object at cruising altitude. The CEO of a Bay Area tech company later suggested that a test project from their company might have been the cause. While details remain sparse, the admission has raised significant concerns about the safety protocols surrounding high-altitude tests and the potential risks they pose to commercial aviation. Understanding High-Altitude Testing High-altitude testing is a common practice among tech companies, particularly those involved in aerospace and telecommunications. These tests are crucial for developing new technologies, such as satellite systems and high-altitude drones. However, they also pose risks, especially when conducted in airspace shared with commercial flights. The recent incident underscores the need for stringent safety measures and clear communication between tech companies and aviation authorities. The Role of Tech Companies in Aviation Safety Tech companies are at the forefront of innovation, often pushing the boundaries of what is possible. However, with great innovation comes great responsibility. Companies conducting high-altitude tests must ensure that their projects do not endanger commercial flights or compromise aviation safety. Implementing Robust Safety Protocols To prevent incidents like the one involving the United flight, tech companies must implement robust safety protocols. This includes thorough risk assessments, real-time monitoring of test projects, and clear communication with aviation authorities. By prioritizing safety, tech companies can continue to innovate without compromising the safety of commercial aviation. Collaboration with Aviation Authorities Collaboration between tech companies and aviation authorities is essential for ensuring the safety of high-altitude tests. This involves sharing information about test projects, coordinating flight paths, and adhering to established safety guidelines. By working together, tech companies and aviation authorities can create a safer airspace for all. Regulatory Challenges and Opportunities The incident highlights the need for updated regulations that address the unique challenges posed by high-altitude tests. Current regulations may not fully account for the rapid pace of technological advancement, leaving gaps that could lead to safety incidents. Updating Aviation Regulations Regulatory bodies must adapt to the changing landscape of aviation and technology. This includes updating regulations to address the risks associated with high-altitude tests and ensuring that tech companies comply with safety standards. By staying ahead of technological advancements, regulators can help prevent future incidents and promote a safer aviation environment. Encouraging Innovation While Ensuring Safety While regulations are necessary for safety, they should not stifle innovation. Regulatory bodies must strike a balance between encouraging technological advancements and ensuring that these innovations do not compromise aviation safety. By fostering an environment that supports both innovation and safety, regulators can help drive progress in the aviation industry. The Future of High-Altitude Projects Despite the risks, high-altitude projects hold significant potential for innovation in various fields, including telecommunications, environmental monitoring, and disaster response. By addressing safety concerns and collaborating with aviation authorities, tech companies can continue to explore these opportunities. Advancements in Telecommunications High-altitude projects, such as satellite systems and high-altitude drones, have the potential to revolutionize telecommunications. These technologies can provide internet access to remote areas, improve communication networks, and enhance data collection capabilities. By ensuring the safety of these projects, tech companies can unlock new possibilities in telecommunications. Environmental and Disaster Response Applications High-altitude technologies also offer valuable applications in environmental monitoring and disaster response. Drones and satellites can provide real-time data on weather patterns, natural disasters, and environmental changes, enabling more effective responses to these challenges. By prioritizing safety, tech companies can harness the power of high-altitude technologies to address pressing global issues. Navigating the Path Forward The recent incident involving a United flight and a tech company's test project serves as a wake-up call for the aviation and technology industries. By prioritizing safety, updating regulations, and fostering collaboration, tech companies and aviation authorities can navigate the path forward, ensuring that innovation and safety go hand in hand. As we look to the future, it is essential to embrace the potential of high-altitude projects while safeguarding the skies for all.