Business Loans Made Easy

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  • Apply once, gain access to all of our loan types
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Business Loans Made Easy

Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 16 years
$1 Billion+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Credit Card Processing

Switch to smarter processing and save big, reduce chargebacks and let AI handle the backoffice. It's like another employee who never makes mistakes, doesn't need breaks and works for peanuts.

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

Michael Helmi

I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

John Nemeh

Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

Uri Crews

Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Joshua Segura

I had the pleasure of working with Carlos Cortez at First Union Lending, and I couldn’t be more impressed with his efficiency and professionalism. Carlos helped secure $60K in funding for my company.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 600 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Want to get started immediately?

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

Latest Articles

Peanut Butter Recall 2023: Essential Steps for Small Businesses to Protect Customer Trust and Ensure Compliance
2/16/2026

In recent news, tens of thousands of jars of peanut butter have been recalled due to the presence of 'foreign material.' This recall has sent ripples through the food industry, affecting not only consumers but also small business owners who rely on peanut butter as a staple product. Whether you own a grocery store, a café, or a bakery, understanding the implications of this recall is crucial for maintaining customer trust and ensuring compliance with food safety regulations. Understanding the Recall The recall was initiated after routine quality checks revealed the presence of foreign materials in several batches of peanut butter. While the specific nature of these materials has not been disclosed, such recalls are typically due to contamination with non-food items like metal shavings, plastic pieces, or other debris that could pose a health risk to consumers. The affected products have been distributed nationwide, and the recall affects multiple brands. This widespread impact means that small business owners across the country need to be vigilant in checking their inventory and removing any affected products from their shelves. Impact on Small Businesses For small business owners, a product recall can have significant implications. Here are some key areas of concern: Financial Losses The immediate financial impact of a recall can be substantial. Businesses may face losses from unsellable inventory, and there may be additional costs associated with returning products to suppliers. Moreover, if a business has already used the recalled peanut butter in its products, there may be further losses from having to discard those items. Customer Trust Maintaining customer trust is paramount, especially for small businesses that rely heavily on local clientele. A recall can shake consumer confidence, particularly if customers feel that a business has not acted swiftly or transparently. It's essential to communicate openly with customers about the recall and the steps being taken to ensure their safety. Compliance and Legal Considerations Small business owners must also navigate the legal landscape surrounding product recalls. This includes understanding their obligations under food safety laws and regulations, as well as any potential liability issues. Failure to comply with recall procedures can result in fines or other legal repercussions. Steps to Take in Response to the Recall If your business is affected by the peanut butter recall, here are some steps you should take: 1. Identify and Remove Affected Products The first step is to identify any affected products in your inventory. Check the lot numbers and expiration dates against the recall notice to ensure that all contaminated products are removed from your shelves. This is crucial to prevent any potential harm to your customers. 2. Communicate with Customers Transparency is key in maintaining customer trust. Inform your customers about the recall through in-store signage, social media, and email newsletters. Let them know which products are affected and what steps you are taking to address the issue. Offering refunds or exchanges can also help mitigate customer dissatisfaction. 3. Contact Your Supplier Reach out to your supplier to discuss the recall and any compensation or support they may offer. They should provide guidance on how to return the affected products and may offer replacements or refunds. 4. Review Your Food Safety Practices Use this recall as an opportunity to review and strengthen your food safety practices. Ensure that your staff is trained in proper food handling procedures and that your inventory management system is robust enough to quickly identify and isolate recalled products in the future. Long-Term Strategies for Managing Recalls While no business wants to deal with a product recall, having a plan in place can help mitigate the impact. Here are some long-term strategies to consider: Build Strong Supplier Relationships Developing strong relationships with your suppliers can be beneficial in the event of a recall. A reliable supplier will communicate promptly and provide support to help you manage the situation effectively. Implement a Traceability System Investing in a traceability system can help you quickly identify and isolate affected products. This system should track products from the supplier to the point of sale, allowing you to respond swiftly to any recall notices. Educate Your Team Ensure that your team is well-versed in food safety protocols and recall procedures. Regular training sessions can help keep everyone informed and prepared to act quickly in the event of a recall. Looking Ahead: Ensuring Business Resilience While the peanut butter recall presents challenges, it also offers an opportunity for small business owners to strengthen their operations and build resilience. By taking proactive steps to manage the recall and improve food safety practices, businesses can protect their customers and their reputation. In the long run, these efforts can lead to increased customer loyalty and a stronger, more resilient business. By prioritizing transparency, communication, and safety, small business owners can navigate the complexities of product recalls and emerge stronger on the other side.

How Small Businesses Can Navigate AI: Insights from AppLovin CEO Adam Foroughi
2/13/2026

In a recent article by The Wall Street Journal, AppLovin's CEO, Adam Foroughi, addressed the growing concerns surrounding artificial intelligence (AI) and its potential risks. As AI continues to evolve and integrate into various business operations, understanding its implications is crucial for small business owners. This blog post delves into the key points from Foroughi's perspective and offers insights on how small businesses can navigate the AI landscape effectively. Understanding AppLovin's Stance on AI AppLovin, a prominent player in the mobile technology and marketing space, has been at the forefront of leveraging AI to enhance its services. Foroughi's comments suggest a balanced view of AI, acknowledging both its transformative potential and the associated risks. He emphasizes that while AI can drive efficiency and innovation, it is essential to approach it with a strategic mindset. The Dual Nature of AI Foroughi highlights the dual nature of AI, where its benefits are accompanied by challenges. On one hand, AI can automate mundane tasks, provide data-driven insights, and enhance customer experiences. On the other hand, it poses risks such as data privacy concerns, ethical dilemmas, and potential job displacement. For small business owners, understanding this duality is key to leveraging AI effectively. Key Takeaways for Small Business Owners Embrace AI with Caution Foroughi's perspective encourages small business owners to embrace AI but with caution. This means staying informed about AI developments and understanding how they can be applied to improve business operations. Small businesses should start by identifying areas where AI can add value, such as customer service, marketing, or inventory management. Prioritize Data Privacy Data privacy is a significant concern in the AI landscape. Foroughi underscores the importance of safeguarding customer data and ensuring compliance with regulations like GDPR and CCPA. Small businesses should implement robust data protection measures and be transparent with customers about how their data is used. Invest in Employee Training As AI tools become more prevalent, the need for skilled employees who can manage and interpret AI-driven insights grows. Foroughi suggests investing in employee training to equip staff with the necessary skills to work alongside AI technologies. This not only enhances operational efficiency but also mitigates the risk of job displacement. Navigating Ethical Considerations AI's ethical implications are a major concern for businesses of all sizes. Foroughi advises small business owners to establish clear ethical guidelines for AI use. This includes ensuring AI systems are free from bias, maintaining transparency in AI-driven decisions, and being accountable for AI outcomes. By prioritizing ethics, small businesses can build trust with their customers and stakeholders. Building a Resilient AI Strategy Foroughi's insights point to the importance of a resilient AI strategy. Small businesses should develop a comprehensive AI strategy that aligns with their long-term goals. This involves setting clear objectives, identifying potential risks, and establishing contingency plans. A well-thought-out strategy ensures that AI adoption is sustainable and beneficial in the long run. The Future of AI in Small Business The future of AI in small business is promising, with opportunities for growth and innovation. Foroughi's comments suggest that small businesses that proactively engage with AI will be better positioned to compete in the digital economy. By staying informed and adaptable, small business owners can harness AI's potential to drive success. Final Thoughts: Balancing Innovation and Risk In conclusion, AppLovin's CEO Adam Foroughi provides valuable insights into the complex landscape of AI. For small business owners, the key takeaway is to balance innovation with risk management. By embracing AI strategically, prioritizing data privacy, investing in employee training, and navigating ethical considerations, small businesses can thrive in an AI-driven world. As AI continues to evolve, staying informed and adaptable will be crucial for long-term success.

How El Paso and Santa Teresa Businesses Can Thrive Amidst Flight Grounding Challenges
2/12/2026

Understanding the Situation: Grounded Flights in El Paso and Santa Teresa In an unexpected turn of events, all flights to and from El Paso and Santa Teresa have been grounded, as reported by KVIA. This development has sent ripples through the local economy, affecting not only travelers but also small businesses that rely on the steady flow of visitors and goods. As a small business owner, understanding the implications of this situation and adapting accordingly is crucial to maintaining stability and growth. The Immediate Impact on Local Businesses Tourism and Hospitality The tourism and hospitality sectors are among the hardest hit by the grounding of flights. Hotels, restaurants, and local attractions in El Paso and Santa Teresa are likely to experience a significant drop in patronage. With fewer travelers arriving, occupancy rates may plummet, and dining establishments could see a decrease in foot traffic. Supply Chain Disruptions For businesses that depend on air freight, the grounding of flights poses a serious challenge. Delays in receiving goods can disrupt operations, leading to potential shortages and dissatisfied customers. Small businesses that rely on just-in-time inventory systems may find themselves particularly vulnerable. Business Travel and Networking The grounding of flights also affects business travel, which is essential for networking, attending conferences, and meeting clients. Small business owners may need to find alternative ways to connect with partners and customers, such as virtual meetings or regional travel options. Strategies for Small Businesses to Adapt Embrace Digital Solutions In the face of travel disruptions, digital solutions can offer a lifeline. Small businesses should consider enhancing their online presence and leveraging e-commerce platforms to reach a broader audience. Virtual events and webinars can replace in-person meetings, allowing businesses to maintain connections and continue operations. Strengthen Local Partnerships Building strong relationships with local suppliers and partners can help mitigate the impact of supply chain disruptions. By sourcing products locally, businesses can reduce their reliance on air freight and ensure a more stable supply of goods. Diversify Revenue Streams To cushion the impact of reduced tourism, small businesses should explore diversifying their revenue streams. This could involve offering new products or services, targeting different customer segments, or expanding into online sales. Flexibility and innovation are key to navigating uncertain times. Enhance Customer Communication Clear and proactive communication with customers is essential during disruptions. Keeping customers informed about changes in operations, product availability, and delivery times can help manage expectations and maintain trust. Utilizing social media and email newsletters can be effective ways to keep customers engaged and informed. The Role of Community Support Encouraging Local Patronage Community support can play a vital role in helping small businesses weather the storm. Encouraging local residents to support businesses in El Paso and Santa Teresa can help offset the decline in tourist traffic. Initiatives such as "shop local" campaigns and community events can boost local patronage and foster a sense of solidarity. Collaborating with Local Organizations Small businesses can benefit from collaborating with local chambers of commerce, business associations, and government agencies. These organizations can provide valuable resources, support, and advocacy to help businesses navigate the challenges posed by grounded flights. Looking Ahead: Preparing for Future Disruptions Developing a Contingency Plan The current situation underscores the importance of having a contingency plan in place. Small businesses should assess their vulnerabilities and develop strategies to address potential disruptions. This could include diversifying suppliers, investing in technology, and building financial reserves. Investing in Resilience Building resilience is crucial for long-term success. Small businesses should focus on strengthening their operations, enhancing their adaptability, and fostering a culture of innovation. By doing so, they can better withstand future challenges and emerge stronger. Thriving Amidst Challenges: A Path Forward While the grounding of flights in El Paso and Santa Teresa presents significant challenges, it also offers an opportunity for small businesses to innovate and adapt. By embracing digital solutions, strengthening local partnerships, and fostering community support, businesses can navigate the current disruption and position themselves for future success. With resilience and creativity, small businesses can not only survive but thrive amidst adversity.