Business Loans Made Easy

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Business Loans Made Easy

Trusted by Businesses Across the Country

We're proud to have helped tens of thousands of satisfied business owners with their capital needs.

Funded in over 16 years
$1 Billion+
With the BBB
A+ Rated
of 5-Star Reviews
100s

How it Works

01

Provide basic business information.

02

Submit our quick application.

03

Choose the option that's best for you.

Business Term Loans

Business term loans provide a borrower with a lump sum up front that is then repaid at regular intervals. These term loans can be set to daily, weekly, monthly and yearly. There are quite a few extra options available like a fixed or floating interest rate.

SBA Loans

An SBA loan is a small business loan offered by banks and lenders, that is partly guaranteed by the U.S. Small Business Administration. SBA loans have tight lending standards and requirements. However, they offer very flexible rates and terms.

Business Line of Credit

A line of credit is a credit facility extended by a bank or other financial institution to a business that enables the customer to draw on the facility when the customer needs funds. A line of credit takes several forms.

Equipment Loans

Equipment loans are loans to buy business equipment. Businesses will often have the need to purchase, replace, repair, or upgrade various kinds of equipment to process, manufacture, or produce their product.

Invoice Factoring

Invoice factoring turns unpaid invoices into fast cash to help finance short-term business needs. This financing option is best for business-to-business (B2B) companies.

Credit Card Processing

Switch to smarter processing and save big, reduce chargebacks and let AI handle the backoffice. It's like another employee who never makes mistakes, doesn't need breaks and works for peanuts.

Join thousands of satisfied business owners.

Get funded in as little as 24 hours.

Michael Helmi

I was blown away off how caring and personal attention my company received from DENNIS C . They made me feel welcome and they had my best interest through the whole process. I would highly recommend them for all your business needs

John Nemeh

Have done multiple loans with Dennis C. The guy goes all out to make it all work. Very professional competent and concerned with maximizing your experience. Will be doing my business with him going forward. 5 stars is not enough!!

Uri Crews

Brandon with First Union took great care of business funding needs. His whole team was professional, responsive and understanding. I would highly recommend their services and look forward to working with Brandon and his team in the future

Joshua Segura

I had the pleasure of working with Carlos Cortez at First Union Lending, and I couldn’t be more impressed with his efficiency and professionalism. Carlos helped secure $60K in funding for my company.

Your business can qualify!

  • Minimum Requirements:
  • Must be a US-Based Business
  • Six Months in business (No startups)
  • $20,000 In monthly bank deposits
  • 600 + Credit Score
  • What you'll need to apply:
  • Basic personal and business details
  • The drive to succeed

Want to get started immediately?

ConsumerAffairs

We have been recognized by ConsumerAffairs and the Orlando Sentinel as one of the Best Business Loan Companies based on our 9 customized funding options.

Some of Our Clients

Subway
Jimmy Johns
24 Hour Fitness

Latest Articles

Nvidia's AI Dominance: How CEO Jensen Huang is Steering the Future of Technology
9/29/2025

In the rapidly evolving landscape of artificial intelligence (AI), few companies have positioned themselves as strategically as Nvidia. Under the visionary leadership of CEO Jensen Huang, Nvidia has not only become a powerhouse in graphics processing units (GPUs) but is also emerging as a dominant force in the AI economy. This blog post delves into how Huang is utilizing Nvidia's financial and technological resources to steer the company towards AI supremacy. The Rise of Nvidia in the AI Sector Nvidia's journey from a graphics card manufacturer to a leader in AI technology is a testament to strategic foresight and innovation. The company's GPUs, originally designed for rendering graphics in video games, have proven to be exceptionally well-suited for the parallel processing tasks required in AI computations. This serendipitous alignment has allowed Nvidia to capture a significant share of the AI hardware market. Jensen Huang, who co-founded Nvidia in 1993, has been instrumental in this transformation. His deep understanding of both the technical and business aspects of the industry has enabled Nvidia to pivot effectively towards AI. Under his leadership, the company has invested heavily in research and development, ensuring that its products remain at the cutting edge of technology. Strategic Investments and Acquisitions One of the key strategies employed by Huang to bolster Nvidia's position in the AI economy is through strategic investments and acquisitions. Nvidia has been actively acquiring companies that complement its AI ambitions. For instance, the acquisition of Mellanox Technologies in 2020 for $6.9 billion was a strategic move to enhance Nvidia's data center capabilities, a critical component for AI processing. Moreover, Nvidia's attempt to acquire Arm Holdings, although ultimately unsuccessful, highlighted Huang's ambition to control more of the AI ecosystem. Arm's technology is ubiquitous in mobile devices, and its acquisition would have given Nvidia a significant foothold in the mobile AI market. Expanding AI Applications Beyond hardware, Nvidia is also expanding its influence in AI through software and services. The company has developed a suite of AI frameworks and platforms, such as CUDA and TensorRT, which are widely used by developers and researchers. These tools not only facilitate AI development but also create a dependency on Nvidia's hardware, further entrenching its market position. Nvidia's AI applications extend across various industries, from healthcare to automotive. In healthcare, Nvidia's AI technology is being used to accelerate drug discovery and improve diagnostic accuracy. In the automotive sector, Nvidia's DRIVE platform is at the forefront of autonomous vehicle technology, providing the computational power needed for real-time decision-making. Leveraging Financial Strength Nvidia's financial prowess is another critical factor in its AI strategy. The company has consistently reported strong financial performance, with significant revenue growth driven by its AI and data center businesses. This financial strength provides Nvidia with the resources to invest in cutting-edge research and development, as well as to pursue strategic acquisitions. Jensen Huang has been adept at leveraging Nvidia's cash reserves to fuel its AI ambitions. By reinvesting profits into AI research and infrastructure, Nvidia is ensuring that it remains at the forefront of technological advancements. This reinvestment strategy not only drives innovation but also positions Nvidia as a leader in the AI economy. Challenges and Future Prospects Despite its successes, Nvidia faces several challenges in its quest to dominate the AI economy. The competitive landscape is fierce, with tech giants like Google, Amazon, and Intel also vying for a share of the AI market. Additionally, regulatory hurdles, as seen in the failed Arm acquisition, can impede Nvidia's expansion plans. However, under Jensen Huang's leadership, Nvidia is well-positioned to navigate these challenges. The company's commitment to innovation, strategic investments, and robust financial health provide a solid foundation for future growth. As AI continues to permeate various aspects of society, Nvidia's role in shaping this future is likely to expand. The Road Ahead for Nvidia and AI As we look to the future, Nvidia's trajectory in the AI economy appears promising. Jensen Huang's strategic vision and leadership have been pivotal in positioning Nvidia as a key player in AI. By leveraging its technological expertise, financial resources, and strategic partnerships, Nvidia is poised to continue its ascent in the AI landscape. In conclusion, Jensen Huang's use of Nvidia's cash and resources to rule the AI economy is a masterclass in strategic leadership. As AI technology continues to evolve, Nvidia's influence is set to grow, shaping the future of industries and society at large. The company's journey under Huang's guidance serves as an inspiring example of how visionary leadership can drive innovation and success in the ever-changing world of technology.

Understanding Stock Futures and Jobs Data: Essential Insights for Small Business Success
9/26/2025

In the ever-evolving world of finance, stock futures play a crucial role in shaping market expectations and guiding investment decisions. As CNBC reports that stock futures are little changed ahead of key jobs data, it's essential for small business owners to understand what this means and how it could impact their operations. This blog post will delve into the intricacies of stock futures, the significance of jobs data, and the potential implications for small businesses. What Are Stock Futures? Stock futures are financial contracts obligating the buyer to purchase, or the seller to sell, a stock at a predetermined price on a specified future date. These contracts are used by investors to hedge against potential price fluctuations in the stock market. By locking in a price, investors can mitigate the risk of adverse price movements. For small business owners, understanding stock futures can provide insights into market sentiment and potential economic trends. While small businesses may not directly engage in trading futures, the broader market movements influenced by these contracts can affect everything from consumer spending to interest rates. The Role of Jobs Data Jobs data, particularly the monthly employment report released by the U.S. Bureau of Labor Statistics, is a critical economic indicator. It provides insights into the health of the labor market, including employment levels, unemployment rates, and wage growth. This data is closely watched by investors, policymakers, and business owners alike. For small businesses, jobs data can have several implications: 1. Consumer Spending: Employment levels directly impact consumer spending. When more people are employed, they have more disposable income, which can lead to increased demand for goods and services. 2. Wage Pressure: A tight labor market can lead to wage inflation as businesses compete for a limited pool of workers. Small businesses may need to adjust their compensation strategies to attract and retain talent. 3. Interest Rates: The Federal Reserve monitors jobs data to make decisions about interest rates. Changes in interest rates can affect borrowing costs for small businesses, influencing their expansion plans and capital investments. Current Market Sentiment As of the latest report, stock futures are relatively stable, indicating that investors are in a wait-and-see mode ahead of the release of key jobs data. This stability suggests that the market is not expecting any major surprises from the upcoming employment report. However, small business owners should remain vigilant, as unexpected data can lead to market volatility. Implications for Small Businesses Navigating Economic Uncertainty In times of economic uncertainty, small businesses must be agile and adaptable. Monitoring stock futures and jobs data can help business owners anticipate changes in the economic landscape and adjust their strategies accordingly. For instance, if jobs data indicates a slowing labor market, businesses might focus on cost-saving measures or diversifying their revenue streams. Strategic Planning and Forecasting Understanding the broader economic indicators can enhance strategic planning and forecasting. By keeping an eye on stock futures and jobs data, small business owners can make informed decisions about inventory management, pricing strategies, and marketing efforts. This proactive approach can help mitigate risks and capitalize on opportunities. Leveraging Financial Tools While small businesses may not directly trade stock futures, they can leverage financial tools to manage risk. Options such as forward contracts or interest rate swaps can provide a hedge against market volatility. Consulting with a financial advisor can help small business owners explore these options and implement effective risk management strategies. Preparing for Market Changes As the market awaits the release of key jobs data, small business owners should prepare for potential changes. This preparation involves staying informed about economic indicators, assessing the potential impact on their business, and developing contingency plans. By being proactive, small businesses can navigate market fluctuations with confidence and resilience. Adapting to Economic Trends In conclusion, understanding stock futures and jobs data is essential for small business owners looking to thrive in a dynamic economic environment. By staying informed and adaptable, businesses can better position themselves to respond to market changes and seize new opportunities. As the financial landscape continues to evolve, small businesses that prioritize strategic planning and risk management will be well-equipped to succeed.

Eli Lilly's $6.5 Billion Investment in Houston: A Game-Changer for Local Economy and Small Businesses
9/25/2025

In a significant development for the local economy, Eli Lilly and Company has announced plans to invest $6.5 billion in a new manufacturing plant in Houston, Texas. This monumental project is expected to not only bolster the pharmaceutical giant's production capabilities but also provide a substantial economic boost to the region. As small business owners and entrepreneurs, understanding the implications of such a large-scale investment can help you position your business to benefit from the ripple effects of this development. Eli Lilly's Strategic Expansion Eli Lilly, a global leader in pharmaceuticals, has been at the forefront of developing innovative treatments for various health conditions. The decision to establish a manufacturing plant in Houston is part of the company's broader strategy to expand its production capacity and meet the growing demand for its products. This new facility will focus on producing active pharmaceutical ingredients (APIs) and other essential components for Eli Lilly's extensive product line. The choice of Houston as the location for this massive investment is strategic. Houston's robust infrastructure, skilled workforce, and favorable business environment make it an ideal location for Eli Lilly's expansion plans. Additionally, the city's proximity to major transportation hubs will facilitate efficient distribution of products both domestically and internationally. Economic Impact on Houston The construction and operation of Eli Lilly's new manufacturing plant are expected to have a profound impact on Houston's economy. The project is anticipated to create thousands of jobs, both during the construction phase and once the plant becomes operational. This influx of employment opportunities will not only benefit individuals seeking work but also stimulate local businesses that provide goods and services to the plant and its employees. Moreover, the presence of a major pharmaceutical manufacturing facility in Houston is likely to attract other businesses and investors to the area. This could lead to the development of a thriving ecosystem of suppliers, service providers, and related industries, further enhancing the city's economic landscape. Opportunities for Small Businesses For small business owners in Houston, Eli Lilly's investment presents a myriad of opportunities. The increased demand for local services and products during the construction and operational phases of the plant can lead to new business partnerships and revenue streams. Businesses in sectors such as construction, logistics, hospitality, and retail are particularly well-positioned to benefit from the increased economic activity. Additionally, the presence of a major pharmaceutical company in the area could spur innovation and collaboration within the local business community. Entrepreneurs and startups focused on healthcare, biotechnology, and related fields may find new opportunities for growth and development as they engage with Eli Lilly and other industry players. Preparing for Growth To capitalize on the opportunities presented by Eli Lilly's new manufacturing plant, small business owners should consider several strategic actions: 1. Networking and Partnerships: Establish connections with Eli Lilly and other businesses involved in the project. Attend industry events, join local business associations, and engage in networking activities to build relationships that could lead to new business opportunities. 2. Skill Development: Invest in training and development for your workforce to ensure they have the skills needed to meet the demands of new business opportunities. This could include specialized training in areas such as logistics, manufacturing, or customer service. 3. Market Research: Conduct thorough market research to identify potential areas of growth and demand within the local economy. Understanding the needs of Eli Lilly and its partners can help you tailor your products and services to meet their requirements. 4. Innovation and Adaptation: Stay agile and open to innovation. The presence of a major pharmaceutical company can lead to rapid changes in the local business environment. Being able to adapt quickly to new trends and demands will be crucial for success. A New Era for Houston's Business Landscape Eli Lilly's $6.5 billion investment in a new manufacturing plant marks the beginning of a new era for Houston's business landscape. The economic benefits of this project are expected to be far-reaching, providing a significant boost to the local economy and creating a wealth of opportunities for small businesses and entrepreneurs. As the project progresses, it will be essential for business owners to stay informed and proactive in their approach to leveraging the opportunities that arise. By positioning themselves strategically, small businesses in Houston can play a vital role in supporting and benefiting from this transformative development.