The information contained within the First Union, website is intended to educate persons of the products and services First Union’s, offers. Content within the First Union website is subject to change without notice. Not all applicants will qualify for the products and services stated on the First Union, website. No Commitment or Guarantee of Financing Disclaimer: Persons who contact First Union, are not guaranteed approval of First Union products and services stated on its website or offered to the persons directly. First Union does not agree or otherwise commit to fund or facilitate the funding of any transaction until final definitive agreements are executed and delivered and funded. Due diligence and underwriting guidelines apply to all First Union’s clients. If First Union, presents a term sheet to a client the term sheet is not a commitment or guarantee of funding. All funding dates quoted by First Union are estimates of potential closing dates assuming a definitive agreement is executed. Clients may not rely on any statement as a commitment, and as such, First Union, is not subject to any obligation to any proposed funding term. First Union does not guarantee that financing can or will be obtained for its clients. Confidentiality Disclaimer: All information provided by First Union’s clients is strictly confidential. Likewise, any/all First Union’s, information and agreements are to be considered confidential on behalf of the client. First Union, may, however, share client information with its affiliates, hedge funds and/or investors. In such a case, the client’s information will remain confidential between both parties. First Union will never share client information with any outside parties without prior client authorization. First Union will never sell client information to any third party. Applicant Responsibilities: Applicant(s) agree to use best efforts to provide all the information required by First Union, its underwriters, hedge funds or investors in a timely fashion to complete the loan request package. After the loan application has been obtained and submitted, applicant(s) agree that First Union can use any of the tools at its disposal to complete the due diligence process including but not limited to, credit reports and public records. For more information on First Union’s privacy, terms and conditions please visit the privacy and terms section of the First Union website located at www.rainydayfi.wpengine.com